Looking For a Home to Buy?

Whether you have an approval letter or you're in need of creative financing like "Rent-to-Own," there are multiple ways we can assist in locating the right seller for you to work with in Altadena, Pasadena, CA. and around the country.

We love helping our communities grow and improve by empowering others to accomplish something they didn’t think was possible because of timing, budget goals, credit concerns, relocation and countless other situations. Our success is measured by making a difference in the lives of others.

We are happy to answer any questions you want to ask, and we can help you avoid scams. Even though Rent-to-Own arrangements can be great deals, there are definitely some scam artists in the real estate business.

If you're new to creative financing through Investor services like Davis Dwellings, in this Forbes article by M.J. Grenzow, impactful details are shared to help you better identify how to know who to work with in Rent-to-Own opportunities and beyond.

Let us know what you're looking for below so we can assist you with your goals.

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HOW DOES BUYING
THROUGH AN
INVESTOR WORK?

Find your new home

Buying in Altadena/Pasadena, California or Anywhere in the US Can Be A Quick And Easy Process

A lease/option or lease/purchase is a great way to get into a home when traditional bank financing just won’t work. For our buyers who are interested in a below market value home that needs some TLC we've created opportunities to purchase property "As-Is" when you're not ready to buy just yet and opportunities if you are ready to buy but are looking for a great deal. Fill out the form above or click here to schedule an appointment.

A great opportunity to build equity in your home as soon as you move in. There are countless ways to assist you in getting out of the rental game and into ownership, sooner rather than later.

It takes moths or years to save for a down payment. You could be avoid rent increases now and secure a home purchase while you are preparing to own while renting.

Even if you have BAD or NO CREDIT, good news for you! You’ve found the right place for a fantastic Altadena/Pasadena, Ca. area home or anywhere in the United States. We help regular people like you become homeowners because we believe in the American dream.

Sounds simple, right? It truly is.

If you’re tired of renting, want to own but your credit, lack of down payment, or self employment income is holding you back from qualifying for a normal bank loan, a “rent to own”, often called “lease option” or “lease purchase” may be a great fit for you.

What does Rent to Own actually mean?

In most cases, a Rent to Own agreement is a contract on a property that works like a lease and leads to a purchase. It’s often called a lease with an option – or a lease/option agreement for short. You could also be offered a lease-purchase. A lease-option obligates the seller to sell at the end of the leasing agreement. A lease-purchase obligates both the buyer and the seller.

The lease portion is a standard rental agreement that includes monthly rent, security deposit, and other typical renting terms. The option in the contract gives you the right to purchase the property after a set time period – usually around 3 years, if not sooner. This gives you the ability to save money towards a down payment, repair credit, increase your income, or otherwise improve your ability to qualify for a mortgage all while building equity in your new home. Most of the time people use a traditional mortgage loan to purchase the property prior to the expiration of the option period, but there are other options if your financial situation has unique needs. We help lots of folks like you to purchase the home of their dreams.

Fill out this form to get started on your way to home ownership!

What is the Rent to Own process?

The rent to own process is actually pretty simple. Once you’ve seen one of our fantastic properties, we’ll give you an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it. After you’re approved to rent the property, just sign the lease, pay your security deposit and rent – then move on in!

Your rent to own contract will spell out the length of time that you have to complete the purchase of the property, but in certain circumstances, we may extend your option if you need more time.

The purchase of your home usually takes place through a traditional mortgage loan, but there are other ways to complete the purchase, depending on your finances. That’s the process! Once you’ve completed your mortgage, you’re done – now you own your home!

First step – fill out the form here to speak with us about your property needs in Altadena/Pasadena, Ca. and around the US.

Do appliances or furniture come with a rent-to-own home?

Most of the time, furniture isn’t included with a lease/option purchase. Generally, the basic appliances are there – like a refrigerator, stove, oven, and sometimes extras, like a dishwasher, a washer, and a dryer. Parts of a property that are installed or attached – like the heating system and air conditioning – are definitely included. Sometimes, we’ll offer a property that includes some furnishings. Most buyers want to bring their own stuff with them from their previous home, and that’s why furniture is sold separately.

What if I have bad credit? Can I still get a rent-to-own home?

Yes, you can! Many people with bad credit can still get a rent-to-own home. Every situation is different, but we specialize in helping people who have been through tough circumstances (or just made mistakes in the past) to repair their credit and get started on the path to a great financial future. Even if your credit is bad, you can still own a property!

One of the major benefits of a rent-to-own scenario is that it gives you time to repair your credit before you purchase your home. You’ll enjoy many of the benefits of home ownership while you’re rebuilding your credit and saving money towards a down payment. To get started click here.

What are the benefits of a rent to own home?

There are a lot of benefits of a rent to own agreement! In the Altadena/Pasadena area, lots of smart people are using rent-to-own agreements as a way to get the home of their dreams without having to qualify for a bank loan right away. In the past few years, banks have been very tight on their lending criteria. Most people who use a rent to own agreement want a few years to get ready to qualify.

Here are a few more reasons to use a rent-to-own agreement:

Try before you buy! You get to live in your rented home before you actually purchase it, allowing you to make sure it’s actually your dream home. If you don’t like the house, you don’t have to complete the purchase if you decided to go with a "lease/option."
Own without great credit or a big down payment. You can start feeling like a homeowner right away while saving up and improving your credit.
Privacy. You’re not listed as the purchaser on any public records until the closing takes place, giving you years of privacy.
Move in fast. Since you don’t have to wait for a mortgage, you can often move in right away – and get started living a new life in the home of your dreams!

So don’t wait! Get started now by filling out the form above.

Is there a down payment on a rent to own home?

Not right away! You don’t have to have a down payment until your purchase is complete (typically 3 years). However, there is usually an amount due upon move-in and execution of the option to purchase agreement.

Just like any other lease agreement in Altadena/Pasadena, California and around the United States, there may be a security deposit and a small application fee in addition to the fee upon move-in. Of course, you’ll have to pay rent each month. We can help you to structure the perfect scenario to meet your needs. We’ll show you the rent-to-own calculators and formulas that we use when we prepare your agreement, and help you figure out what’s best for you. Get started now by clicking here.

What are the requirements of a rent to own arrangement?

We know that every person, family, and situation is different. We do our best to help you uncover creative solutions to help you own the home of your dreams. Once you’ve had a chance to check out the house, you’ll fill out a rental application that will include everyone living in the home. We’ll conduct a credit check and verify the income(s) for everyone over 18 who is living in your household to confirm that you’ll be able to make your monthly payment.

People with bad credit, no credit, limited cash available, and other financial situations have all been able to lease, then purchase their perfect piece of real estate. We’ll speak with your references and previous landlords because relationships matter to us more than just scores assigned by a computer. We love helping great folks to reach their dreams, so don’t be afraid – fill out the form below to get started!